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Tire load rating guide

Decoding tire load ratings
Last updated 2/28/2025 - Originally published 9/22/2020
Written by SimpleTire, Expertly reviewed by Brett Antosh

Understanding tire load ratings is key to keeping your vehicle performing at its best. These ratings tell you how much weight your tires can safely support when properly inflated, helping you avoid issues like premature wear, poor handling, or even tire failure.

Choosing the right tires with the correct load capacity is crucial for stability, safety, and overall vehicle performance. Overloading your tires can put unnecessary stress on them, leading to faster deterioration and increased risk on the road.

In this guide, we’ll break down tire load ratings—what they mean, how to read them, and why they matter when selecting new tires. By the end, you'll know how to make an informed tire choice that keeps you and your passengers safe while ensuring a smooth and reliable ride.

What is a Tire Load Rating?

A tire load rating, or load index, is a number that tells you how much weight a tire can safely carry when properly inflated. This rating is essential for ensuring your tires can support your vehicle and any extra cargo without compromising safety or performance.

You can find the load rating on the sidewall of your tire, usually listed after the tire size. For example, in "P215/65R15 95H," the number "95" is the load index. To determine how much weight this translates to, you'll need to check a load index chart, like the one available from SimpleTire.

Remember that the load index refers to the weight capacity per tire, not the total for all four. To calculate your vehicle's total load capacity, multiply the load index weight by four. So, if each tire has a load index of 95 (which equals 1,521 pounds per tire), the total capacity would be 6,084 pounds.

When choosing new tires, always select a load index that meets or exceeds the recommendation of your vehicle’s manufacturer. This information can be found in your owner’s manual or the tire information placard, usually on the driver's side door jamb. Choosing the right load rating helps ensure your tires last longer, and your vehicle handles safely under different driving conditions.

Understanding Load Range

When researching tires, you might also come across the term "load range" and the load index. While they relate to a tire’s strength, they measure different things.

The Load Index tells you how much weight a tire can safely carry when properly inflated, ensuring your vehicle stays stable and secure on the road. The Load Range, sometimes called the ply rating, is marked by a letter (B, C, D, etc.) and indicates the tire’s strength and how much air pressure it can handle. Understanding both ratings helps you choose the right tires for your vehicle, balancing durability, performance, and safety.

Both factors are important when choosing the right tires for your vehicle. A tire with the right load index ensures it can carry your vehicle's and cargo's weight, while the load range helps determine the tire's durability under different driving conditions. Keeping both in mind will help ensure a safe, smooth, and reliable ride.

Importance of Proper Tire Load Ratings

Choosing the right tires with the correct load rating is essential for keeping your vehicle safe, performing well, and maximizing tire lifespan. Here’s why it matters…

Choosing the right tires with the proper load rating is essential for performance, and longevity. Overloading your tires can lead to excessive wear, compromised handling, and even tire failure, increasing the risk of accidents. Properly rated tires help maintain stability, handling, and braking, ensuring a smoother and more controlled driving experience. Additionally, tires designed to support your vehicle’s weight wear more evenly, last longer, and ultimately save you money by reducing the need for premature replacements.

By understanding tire load ratings and choosing tires that meet your vehicle’s requirements, you’ll ensure a safer, more reliable, and more enjoyable drive.

Why are Tire Load Ratings Important?

Tire load ratings play a crucial role in keeping your vehicle safe and extending the life of your tires. Choosing tires with the correct load capacity ensures your vehicle can handle the weight of daily driving, plus any extra passengers or cargo, without compromising safety or performance.

Overloading tires can strain their structure excessively, leading to heat buildup, uneven wear, and even blowouts—all of which pose risks to you, your passengers, and your vehicle. That’s why it's important to check the tire service description, including the load index, to ensure your tires meet manufacturer recommendations.

Beyond safety, properly rated tires also contribute to better fuel efficiency, improved handling, and reliable braking. They help reduce wear on your suspension and other components, preventing costly repairs down the road. By following tire load guidelines, you’re not just checking a box—you’re ensuring a smoother, safer, and more efficient ride.

How to Find Your Tire's Load Rating

Decoding the load rating

To determine your tire’s load capacity, check the sidewall for the load index, which appears after the tire size. This number isn’t just a detail—it represents how much weight the tire can safely support, and it plays a crucial role in your vehicle’s overall safety and performance.

Once you’ve identified the load index, refer to a load index chart to translate it into an actual weight capacity. For example, a load index of 95 typically means the tire can carry up to 1,521 pounds. This information is essential, especially when accounting for extra weight from passengers, cargo, or towing.

For accuracy, always cross-check the recommended load index in your vehicle’s owner’s manual or the tire information label inside the driver’s side door. These resources ensure that your tires fit properly and meet the manufacturer’s safety standards, keeping your ride stable, efficient, and secure.

Understanding Load Index vs. Load Range

Understanding the difference between load index and load range is essential when choosing the right tires for your vehicle. While both relate to a tire’s ability to handle weight and pressure, they serve distinct purposes in determining performance.

The load index is a numerical value that tells you how much weight a single tire can safely support when properly inflated. A higher load index means the tire can carry more weight, which is crucial for ensuring your tires match your vehicle’s needs—whether for everyday commuting or carrying heavier loads.

On the other hand, the load range, represented by letters, refers to the tire’s construction and ability to withstand higher air pressure. This rating gives insight into the tire’s overall strength and durability. While older tires use ply ratings to indicate toughness, modern tires use load range to reflect their pressure tolerance and structural integrity. A higher load range means the tire is built for more demanding conditions, such as towing or hauling heavy cargo.

By understanding both ratings, you can make informed decisions when selecting tires. The load index ensures your tires can support the necessary weight, while the load range helps determine their durability and pressure capacity. Together, these factors play a key role in optimizing your vehicle’s safety, performance, and longevity.

Choosing the Right Tires for Your Vehicle

Choosing the right tires goes beyond just size and tread pattern—it’s also about making sure they can properly support your vehicle’s weight. Always check that the tires you select meet or exceed the manufacturer's recommended load index. This ensures your tires can handle both the weight of your vehicle and any extra cargo, keeping you safe and maintaining top performance.

If you’re thinking about upgrading to larger tires, consider how it might affect your vehicle’s handling and suspension. Bigger tires can change the way your vehicle drives, so it’s important to stay within the manufacturer’s guidelines to prevent premature wear and maintain stability.

For drivers who frequently haul heavy loads or tow trailers, opting for tires with a higher load index is a smart choice. These tires offer greater durability and reliability under added stress, helping you stay safe on the road. If you’re unsure which tires are best for your needs, consulting with a tire expert can help you make the right decision.

At SimpleTire, we make finding the perfect tires easy. With a wide selection and expert guidance, we’re here to help you get the best fit for your vehicle. Shop online with us today and experience the convenience of finding high-quality tires at great prices!

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